Mutual Funds are market-linked products that carry various kinds of risks and their returns are not guaranteed. Choosing the right mutual fund involves not only looking at its investment objective, return potential but also an evaluation of its riskiness. Since every investor has a unique personality including risk preference, the choice of mutual funds will be unique to each investor. Apart from risk preference, every investor will have a certain goal in mind that would be unique in its value and time horizon. Hence choosing the right Mutual Funds requires one to evaluate various funds along with the risk-return-time horizon metric.
Let’s understand this with an example. A 30 year old and a 50 year old may both be investing for retirement, but their choice of funds
Read more
