When you drive around the city, sometimes you find an empty stretch and speed up to 80kmph while at other times you have to slow down to 20kmph due to traffic or a speed breaker. Finally, you end up clocking an average speed of say 45kmph or 55kmph depending on how often you had to slow down or speed up.
Just like the average speed of your drive through the city, that is neither too fast not too slow, investing in Mutual Funds through SIPs help to navigate the highs and lows of the market with ease. We all know, it is impossible to time the market. Hence an investor can never perfectly time the market highs/lows to buy/sell his or her investments. In such a scenario, a disciplined approach to