Know the Differences Between NPS and Mutual Funds

Know the Differences Between NPS and Mutual Funds zoom-icon

The National Pension Scheme, or NPS, is a retirement benefit scheme introduced by the Indian government in 2004. A mutual fund, on the other hand, is an investment tool that consists of a portfolio of stocks, bonds, or other securities and is overseen by a professional fund manager

NPS Vs. Mutual Funds - Understanding Both the Investments

NPS: The National Pension System (NPS) is a voluntary pension scheme the Government of India launched to provide retirement income to Indian citizens. The Pension Fund Regulatory and Development Authority regulates the scheme. It's a market-linked product that allows investors to invest in a combination of equity, corporate debt, government debt, and alternative assets. 

NPS offers two different types of accounts, Tier I and Tier II. Tier I account remains locked until the investor is

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